SPLITTY

Effective September 6, 2026

1. Who we are, and agreeing to these terms

Splitty (splitty.cc) is a small tool for splitting a bill with friends, run by Indranet Technologies ("we", "us"). These terms are the deal between you and us. We've kept them short and in plain English; if anything is unclear, email hello@splitty.cc.

You accept these terms by using Splitty in any way: opening a bill link, joining a bill, signing in, creating a bill, or buying Pro. Our Privacy Policy is part of them. If you don't agree, please don't use Splitty.

• Splitty isn't directed at children. You must be at least 13 to use it, or older if the law where you live sets a higher age for using online services without a parent's consent.
• You must be 18 or older (or the age of majority where you live, if higher) to buy Pro.
• We don't check ages, so we rely on you here. If we learn that a child under 13 has created an account, we'll delete the record; if a child's name is on a bill, a parent or guardian can email us the link and we'll take it off.
• If you use Splitty for a business or a group, you confirm you're allowed to bind it to these terms.

2. What Splitty is

Splitty is a bill-splitting calculator with a shared web page. You type in the items on a bill (or, with Pro, snap a photo of the receipt and let AI read it), add tax and tip, and get a link. Friends open it, tap the items they had, and everyone's share updates live on every phone. If you add a Venmo, Cash App or PayPal handle, people who owe you get a Pay button with their amount filled in and can mark themselves paid.

Shared items split by how many of them each person claimed. Tax and tip spread in proportion to what each person owes, and the part belonging to unclaimed items stays unassigned until someone claims them. Everything rounds to the cent. Bills are in US dollars only, and a bill holds up to 100 items and 30 people.

3. Splitty never touches your money

Splitty is not a payment service. We don't hold, send, receive or move money. We're not a bank, a wallet, an escrow service or a money transmitter, and we're not a party to any payment between people on a bill.

• Money moves between you and your friends on Venmo, Cash App or PayPal (or however else you settle up), under those services' own terms, fees and limits.
• A Pay button is an ordinary link to venmo.com, cash.app or paypal.me with the creator's handle and your amount (and, on Venmo, the bill name) filled in. Nothing is sent until you complete the payment inside that app. Check the recipient and the amount before you send.
• Payment handles are typed in by the bill creator. We check only that they look valid; we don't verify who they belong to, and we can't see whether a payment went through. Pay links follow each app's published link format, which those apps can change; if a link doesn't open or prefill correctly, pay the person directly.
• "Mark as paid" is a note that a person (or the creator) sets by hand. It isn't a receipt and isn't confirmed by anyone.

Who owes what, and whether they pay, is between you and your friends. Splitty just does the math.

4. Bill links: anyone with the link is in

A bill lives at a link like splitty.cc/b/… ending in a long random code. The link is the key: there is no password and no guest list.

• Anyone with the link can open the bill and see everything on it. That means: the name, items and prices; who has joined and what they claimed; who's marked paid and when; which person is the creator; whether it's locked; when it was created and last changed; and the creator's payment handles. All of it is also available as raw data, not just on the page.
• Anyone with the link can join under any name, without an account, and claim items for that name. Names aren't verified. Anyone can also just watch.
• Links are long and random so they can't be guessed, but forwarding the link forwards all of that, and we can't take a link back once it's out. Share it with the people at the table, not in public.

The person who created the bill (the creator) can edit the bill name, items, tax and tip; add or clear payment handles; claim items and mark paid for anyone on the bill; and lock or unlock it. On a locked bill nobody new can join and nobody but the creator can change claims; people can still mark themselves paid, and everyone with the link can still see the bill. The bill's live connection also lets the creator rename or remove anyone on the bill (removing someone clears their claims and paid mark), and lets you rename or remove yourself; there are no buttons for this yet.

Creator powers are tied to a secret token your browser keeps. The backup edit link under creator tools contains that token: anyone you give it to gets full creator control, so treat it like a password. If your browser forgets the token, that link is the only way back in; we can't restore it. The same goes for people who join: your place on a bill is tied to a token your browser keeps. If it's lost, join again under a new name or ask the creator to claim or mark paid for you.

5. Signing in and your account

• You need to sign in with Google to create a bill or scan a receipt. Joining or settling a bill someone else made never needs an account.
• From Google's sign-in token we keep only your Google account id, your name, and your email if Google confirms it's verified. We use them to recognize you, count your free bills, decide whether you're Pro or an admin, tie a Stripe subscription to you, and send the account notices described in the Privacy Policy. Splitty's use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.
• A sign-in lasts 30 days on that browser, regardless of use. Signing out removes the sign-in cookie from that browser, but can't cancel a copy of it. So use your own Google account, keep it secure, and sign out on shared devices. Bills, scans and purchases made while signed in as you count as yours. If you think your sign-in has been misused, sign out there, secure your Google account, and tell us. The only thing we can do on our side is reset sign-in for everyone.
• Your account record holds your Google account id, email and name, when it was created and last used, your usage counts, your Pro status and where it came from, and, if you've bought Pro, your Stripe customer and subscription ids and status. Our admins can see that list to run the service and grant or revoke Pro. The Privacy Policy has the details.
• Bills are not linked to your account. We can't list your bills, find a bill by your email, or recover a lost link. If you need help with a bill, send us its link.
• There's no "delete account" button yet. To close your account, email hello@splitty.cc from the address you signed in with; once we've confirmed it's you, we'll delete the record within 30 days and tell you when it's done. Stripe keeps its own payment records as tax law requires, and bills aren't affected. If you sign in again later, a new, empty account is created. Deleting an account doesn't cancel Pro by itself. If you ask us to delete an account with a live subscription, we'll cancel the subscription first, with no refund for the current month unless the law requires one. If you'd rather use Pro until it runs out, cancel it yourself in the billing portal first.

6. Free, Pro and limits

"Month" means the calendar month in UTC, so the free count resets on the 1st, UTC time. Your free-bill count is taken when you press Create; in the rare case the bill then fails to save, it isn't given back. On top of the tiers, Splitty has daily caps on bill creation and scanning to keep costs sane. They apply to Pro too, count per account and per network address (so everyone sharing an office Wi-Fi or a mobile carrier's address shares that count), and there is also a single site-wide daily cap on each of scanning and bill creation, so on a busy day you can hit a cap because of other people's use. All of them reset at midnight UTC, and can tick on an attempt that fails. Hitting a cap means waiting, not losing anything. The tiers and caps may change; we'll update this page and, for changes that matter, give the notice in section 20.

7. Paying for Pro

In short: Pro is US$2.99 a month. Your card is charged when you subscribe and then automatically every month until you cancel. There's no minimum term. The details:

• Price and renewal. Pro costs US$2.99 per month, in US dollars. By subscribing you authorize us, through Stripe, to charge your payment method every month until you cancel, at the start of each new billing period.
• Billing by Stripe. When you upgrade you're sent to Stripe's checkout, which shows the price and that it renews monthly; you aren't charged until you confirm there. Pressing Upgrade and completing checkout is your agreement to these terms, including the monthly renewal and the cancellation and refund rules in this section. Stripe collects and stores your card details; they never reach us. Your receipts and invoices are available any time in the Stripe billing portal (the manage subscription button), and these terms are always at splitty.cc/terms.
• Cancelling. Cancel any time with the manage subscription button on the create page, which opens your Stripe billing portal; if you can't get into it, email hello@splitty.cc and we'll cancel it for you. Cancelling stops future charges. Pro stays on until the end of the period you've already paid for, then your account goes back to Free. If you choose to end the subscription immediately in the portal, or Stripe ends it, Pro ends right away.
• Failed payments. If a renewal fails, Stripe retries your card. Pro stays on for up to 3 days past your paid-until date, then switches off until a payment succeeds, when it comes back automatically. If Stripe cancels the subscription or marks it unpaid, Pro switches off at once; if it was cancelled, subscribe again from the create page.
• Refunds. Charges are non-refundable and we don't credit partial months or unused time, except where the law requires it. If you have a 14-day right to withdraw from an online purchase (for example in the EEA or UK), you keep it. By subscribing you ask us to start Pro straight away. If you withdraw within those 14 days, we'll refund your first payment minus a proportional amount for the days Pro was on. If, during a period you've paid for, we materially cut back or withdraw what Pro includes, or shut Splitty down, you can cancel and we'll refund the unused part of that period.
• Taxes. Today the price is charged without added tax. If we're required to collect sales tax, VAT or similar on your subscription, it will be shown at checkout before you confirm.
• Price changes. If we change the price, we'll email the address on your account at least 30 days before the new price applies to you, and post a notice on the site; if we hold no verified email for you, the notice on the site is your notice. The new price never applies to a billing period that started before the notice period ends. If you don't want to pay it, cancel before it kicks in; a renewal at the new price after that means you've accepted it.
• Promo codes and free Pro. Stripe checkout accepts promo codes if we've issued any. We sometimes grant Pro for free (for testing, as thanks, or as a promotion); a free grant lasts as long as we set it for, can be shortened or ended by us at any time, is never charged, and isn't a purchase.
• What Pro is tied to. Pro is attached to the Google account you bought it with. Signing in with a different Google account, or losing or closing that Google account, doesn't cancel the subscription: it keeps charging until it's cancelled. If you can't sign in to reach the billing portal, email us with the address on your Stripe receipt and we'll cancel it for you. Bills you've created don't disappear when Pro ends; they follow the normal 90-day rule in section 11.

8. Receipt scanning: AI reads, you check

• With Pro, you can photograph a receipt. Your browser shrinks it to a JPEG and sends it to us; we forward the image and our instructions to Anthropic's Claude model, with nothing that identifies you, and it transcribes the items, prices, tax and tip into a draft.
• The draft can be wrong. AI misreads numbers, matches prices to the wrong line, merges or splits items, and sometimes misses things. The draft only fills in the form; nothing is created until you tap Create. You are responsible for checking it against the real receipt. We flag some mismatches (item prices that don't add up to the printed subtotal), but we can't catch everything, and we're not liable for a split based on a scan you didn't check.
• Only scan receipts you're entitled to share, and cover or crop anything you don't want processed, such as card numbers. Don't upload other documents or images you don't have the right to use.
• Splitty doesn't store the photo or the draft. We count your scans, and a failed scan logs the error message we got back, never the image. Anthropic processes the image under its own terms; see the Privacy Policy. Scanning counts against the daily caps in section 6 and may be slow, unavailable or switched off at times.

9. Your content

Everything typed onto a bill (bill names, items and prices, people's names, payment handles) and any receipt photo you scan is content from you and your friends. You keep whatever rights you have in it. You give us a worldwide, non-exclusive, royalty-free license to store, copy, transmit and display that content as needed to run Splitty. That means: showing it to everyone who opens the link; sending a receipt photo to Anthropic when you choose to scan it; and producing the text that copy summary and share link hand to your clipboard or share sheet. The license ends when the content is deleted from our systems; it doesn't reach copies other people already made. You're responsible for your content and for having the right to share it. We don't review or moderate bills.

10. What's allowed

Use Splitty for splitting real shared costs between people who agree to it. Please don't:

• put someone else's personal information on a bill without their OK (a first name at the table is fine; their address, phone or card number is not);
• post anything unlawful, defamatory, hateful, sexually explicit, or that infringes someone's rights;
• impersonate someone else, harass or threaten anyone, or trick people into paying the wrong person;
• open, join or change a bill you weren't given the link to, or use someone else's backup edit link without permission;
• sell things or take payments from the public through Splitty;
• scrape, crawl or bulk-download bills, guess bill links, or create accounts or bills automatically;
• work around sign-in, tiers or limits (for example by rotating accounts or network addresses), or run up our scanning budget on purpose;
• interfere with or overload the service, probe it for weaknesses, or introduce malware;
• copy, resell, rent or redistribute the service, or use it to build a competing one;
• break the law, or anyone else's rights, while using Splitty.

11. How long bills stick around

• Bills self-delete after 90 days of inactivity. Every saved change (a join, a claim, an edit, a payment-handle change, a lock or unlock, a paid mark, a rename or removal) restarts the 90-day clock; just opening or watching doesn't. A bill nobody touches disappears 90 days after it was made; a bill people keep editing lasts as long as they keep editing it. When it goes, it's gone for good: we keep no backup you can ask for.
• There's no "delete bill" button yet. What a creator can do now: edit items away, clear the payment handles, and lock the bill. To have a bill, or one name on it, removed before the 90 days are up, email its link to hello@splitty.cc and say which name is yours. A person removes it by hand within 30 days and confirms by email. We'll remove a whole bill at the creator's request, where it shows someone's personal information without their OK, or where the law requires it.
• If you need a record, use copy summary or take a screenshot before the bill expires. Splitty isn't a bookkeeping service.

12. Ending your access, by you or by us

• By you. Stop using Splitty whenever you like. Sign out to remove your sign-in from that browser, cancel Pro through the portal, and email us if you want your account record deleted (section 5).
• By us. We may limit, block or close your access, end your Pro, cancel your subscription, and remove bills or content involved (by hand, as section 11 describes). We'll only do this if you break these terms, use Splitty in a way that harms it or other people, or the law requires it. We'll try to tell you why, unless doing so would be unwise or unlawful. We can also refuse service where we have a good reason.
• Refunds on termination. If we end a paid subscription because of your breach, no refund is due. If we end it for any other reason, we'll refund the unused part of the period you've paid for.
• Your data. Ending your access doesn't by itself delete anything: bills keep their normal 90-day lifecycle, and account records are deleted on request. Payments owed, the content license, disclaimers, liability limits, your responsibility to us, and the disputes section keep applying after your access ends.

13. Other services Splitty relies on

Splitty is built on a few other companies' services. Each has its own terms and privacy policy, which apply to the parts they handle:

• Google: sign-in. Google's sign-in script loads on the create page whenever you visit it, even before you sign in. policies.google.com/terms
• Anthropic: the Claude model that reads receipts. anthropic.com/legal/privacy
• Stripe: Pro payments, subscription management and the billing portal. stripe.com/privacy
• Cloudflare: hosts Splitty and stores its data. cloudflare.com/privacypolicy
• Venmo, Cash App and PayPal: where the Pay buttons point. venmo.com/legal · cash.app/legal · paypal.com/legalhub

We don't control these services and aren't responsible for them. If one of them is down, sign-in, scanning or upgrading may not work.

14. Availability and changes to Splitty

Splitty is a small service run by a small team. We work to keep it up, but we don't promise it will always be available, error-free or fast. We may change, add, limit or remove features, change the Free and Pro tiers, and change the limits, at any time. If we ever shut Splitty down, we'll try to say so on the site in advance, and section 7 covers any Pro you've paid for.

15. Splitty's name and code

• Splitty's name, logo, design, text and software belong to Indranet Technologies (or our licensors) and are protected by copyright and other laws. We give you a limited, personal, non-transferable, revocable license to use Splitty under these terms; we don't sell it to you.
• Splitty's source code is publicly viewable on GitHub, but it isn't licensed for reuse: viewing it doesn't give you a right to copy, modify, distribute or sell it, except where the law lets you regardless of these terms. If we later publish it under an open-source license, that license applies to the code instead.
• If you send us feedback or ideas, we can use them without owing you anything.
• Google, Stripe, Venmo, Cash App, PayPal, Anthropic and Claude are trademarks of their owners. Splitty isn't affiliated with or endorsed by them.

16. No warranty

As far as the law allows, Splitty is provided "as is" and "as available", with no warranties of any kind, express or implied, including the implied warranties of merchantability, fitness for a particular purpose and non-infringement. In plain terms: we don't promise it will suit your needs or be free of problems. Splitty is a calculator and a shared page, not financial, tax or legal advice. In particular, we don't promise:

• that Splitty will be available, uninterrupted, secure or error-free;
• that splits, totals, tax and tip calculations, or AI-read receipts will be correct;
• that live updates will reach every device, or that a bill will exist for any particular time;
• or that Pay links will open the right app, or that any payment between people will happen.

Nothing in this section limits rights that consumer law gives you and that can't be excluded.

17. The limits of our liability

As far as the law allows, three limits apply. We're not liable for indirect, incidental, special, consequential or punitive losses, including lost profits, lost money, lost data or lost bills, even if we were told they were possible. We're not liable for payments, disputes or losses between people on a bill, for the acts of other users, or for third-party services such as Google, Stripe, Anthropic, Venmo, Cash App or PayPal. Our total liability to you for everything to do with Splitty is capped at the greater of what you paid us in the 12 months before the event behind the claim, or US$20. These limits don't apply to liability that can't be excluded or limited by law, including death or personal injury caused by negligence, fraud, gross negligence and willful misconduct. If you're a consumer, you keep every right your local law gives you.

18. Your responsibility to us

If someone else brings a claim against us because of your content, your use of Splitty in breach of these terms, or a payment dispute between you and another person, you'll cover our reasonable costs, damages and legal fees in dealing with it. This doesn't apply to the extent the claim is caused by our own breach or fault, and doesn't limit any protection consumer law gives you.

19. Governing law and disputes

These terms are governed by the laws of the place where Indranet Technologies is established, ignoring any rule that would point to another place's law, and any dispute goes to the courts there. If you're a consumer, you keep any protections, and any right to use your local courts, that the law where you live gives you. Before anything formal, please email hello@splitty.cc; most things can be sorted out in a message or two.

20. Changes to these terms

We may update these terms as Splitty changes. The current version always lives at splitty.cc/terms with its effective date at the top. For changes that matter (to what you pay, what you can do, or your rights) we'll email the address on your account at least 30 days before they take effect and post a note on the home page; if we hold no verified email for you, the note on the site is your notice. If you keep using Splitty after that date, the new terms apply. If you don't agree, stop using Splitty and cancel any Pro subscription before the change takes effect; the change won't apply to a billing period you've already paid for.

21. The boring bits

• Whole agreement. These terms plus the Privacy Policy are the whole agreement between us about Splitty and replace any earlier terms.
• Notices. We give you notices electronically: by email to the address on your account and by posting on splitty.cc, and you agree to receive them that way. An email counts as delivered when we send it to that address; a site notice counts from the day it's posted. Notices to us go to hello@splitty.cc.
• Severability. If part of these terms turns out to be unenforceable, the rest still applies, and the unenforceable part is replaced by the closest enforceable wording.
• No waiver. If we don't enforce something right away, we haven't given it up.
• Transfer. You can't transfer this agreement to someone else. We may transfer it to a successor or affiliate, for example if Splitty changes hands; if that happens we'll post a notice on the site.
• No third-party rights. Nobody other than you and us has rights under these terms.
• Events beyond our control. We're not responsible for delays or failures caused by things outside our reasonable control, including outages at Cloudflare, Google, Stripe or Anthropic.
• Language and headings. These terms are written in English. Headings are for convenience only.

22. Contact

Questions, problems, deletion requests, or anything else: Indranet Technologies, hello@splitty.cc, splitty.cc. Our postal address for formal correspondence is available by emailing us. For what we collect and why, read the Privacy Policy.

If you're a California resident, you can also report complaints to the Complaint Assistance Unit of the Division of Consumer Services, California Department of Consumer Affairs, at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or (800) 952-5210.